Your employer adds at least 3.5 %, taxed at your ESCT rate

Student loan (SL code)?

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Take-home pay per fortnight

$1,918

$2,500 gross − PAYE $451 − ACC $44 − KiwiSaver $88

77 %
18 %
Take-home
PAYE
ACC
KiwiSaver
Student loan
Gross per fortnight$2,500
PAYE (tax code M)− $451
ACC earners’ levy (1.75 %)− $44
KiwiSaver (3.5 %)− $88
Take-home per fortnight$1,918
Take-home per year$49,867
Employer KiwiSaver $2,275 − ESCT $683$1,593
Government contribution (25 c per $1, up to $260.72)$261
Employer cost per year (salary + KiwiSaver)$67,275

Inland Revenue rates for 2026-27: 10.5 % to 39 %, ACC 1.75 % up to $156,641, KiwiSaver default 3.5 %. PAYE is annualised; Inland Revenue’s tables can differ by a few cents per pay. Estimates only, see the methodology.

nzsalary.com · PAYE, KiwiSaver and ACC calculated in your browser