Updated on

Hourly to salary calculator NZ: from an hourly rate to take-home pay

Enter your hourly rate and your usual hours. The calculator turns them into an annual salary, then applies the 2026-27 deductions to each pay.

Reviewed by Radif Partners

Before tax

Your employer adds at least 3.5 %, taxed at your ESCT rate

Student loan (SL code)?

Calculated in your browser · nothing is sent · free

Take-home per week

$927

$62,400 a year for 40 h a week at $30.00 an hour

77 %
18 %
Take-home
PAYE
ACC
KiwiSaver
Student loan
Gross per week$1,200
PAYE (tax code M)− $210
ACC earners’ levy (1.75 %)− $21
KiwiSaver (3.5 %)− $42
Take-home per week$927
Take-home per year$48,184
Employer KiwiSaver $2,184 − ESCT $655$1,529
Government contribution (25 c per $1, up to $260.72)$261
Employer cost per year (salary + KiwiSaver)$64,584

Inland Revenue rates for 2026-27: 10.5 % to 39 %, ACC 1.75 % up to $156,641, KiwiSaver default 3.5 %. PAYE is annualised; Inland Revenue’s tables can differ by a few cents per pay. Estimates only, see the methodology.

How this is calculated

An hourly rate becomes a salary by multiplying by the hours in a year: 40 hours a week times 52 weeks is 2,080 hours, the standard conversion for a full-time permanent job in New Zealand, where annual holidays and public holidays are paid. At $30.00 an hour, that is $1,200 a week and $62,400 a year. From there the calculator applies the same PAYE as for any salary: each weekly pay of $1,200 loses $210 of PAYE, $21 of ACC and $42 of KiwiSaver, leaving $927. For part-time work, change the hours: 20 hours a week at the same rate gives half the salary but more than half the take-home, because more of the income stays in the lower tax bands. Casual workers who are paid holiday pay as they go receive 8 % on top of their gross earnings; add it to the rate if you want to compare with a permanent role.

Hourly rates converted, 40 hours a week

Hourly rateWeekly grossYearly grossWeekly take-home
$23.95$958$49,816$761
$28.00$1,120$58,240$875
$30.00$1,200$62,400$927
$35.00$1,400$72,800$1,056
$40.00$1,600$83,200$1,183
$50.00$2,000$104,000$1,430

The first row is the adult minimum wage from 1 April 2026, $23.95 an hour. The Stats NZ median hourly wage was $35.96 in the June 2026 quarter, which corresponds to about $74,797 a year full-time.

Overtime and penal rates

New Zealand law does not require overtime to be paid at a higher rate; it depends on the employment agreement, and many agreements pay time and a half or double time after a set number of hours or on weekends. Work on a public holiday must be paid at least time and a half, with an alternative day off if it is an otherwise working day. PAYE on an overtime-heavy week is higher, because the week’s pay is annualised; see the PAYE guide for how this evens out.

Questions people ask

How much is $30 an hour per year in NZ?

$62,400 a year for a 40-hour week over 52 weeks, or $1,200 a week before tax. After PAYE, ACC and KiwiSaver at 3.5 %, a weekly pay of $1,200 leaves $927. Paid annual holidays are included in the 52 weeks for permanent staff; casual staff receive 8 % holiday pay on top instead.

How many working hours are in a year in New Zealand?

The usual conversion is 40 hours a week for 52 weeks, 2,080 hours a year, because permanent employees are paid for annual holidays and public holidays. For a casual job without paid leave, the hours you actually work are fewer; count your real weekly hours and add the 8 % holiday pay you receive with each pay.

Is my hourly rate before or after tax?

Hourly rates in New Zealand are quoted before tax. PAYE, ACC and KiwiSaver are deducted from the resulting weekly or fortnightly pay. The minimum wage, currently $23.95 an hour for adults, is also a gross rate before any deduction, and so is the rate in an employment agreement.

Related calculators and guides

Sources

Written by

Publisher of payroll calculators and practical guides · New Zealand PAYE, KiwiSaver and ACC

Updated on · Editorial policy · Contact

Rates for 2026, last checked on